Insurance redlining is real—and it will hurt neighborhoods hit by looting

Though the millions of protesters taking to the streets in recent weeks to protest George Floyd’s death have been largely peaceful, the pockets of unrest that broke out have led to fires, broken windows, and theft. For business owners, the good news is that the insurance industry is poised to pay for most of the losses—a different outcome than what resulted from coronavirus shutdowns, which saw many merchants denied coverage because of exclusions in their policies.

But whether stores and restaurants can recoup losses caused by looting and vandalism depends, of course, on their having adequate insurance coverage in the first