What is homeowners insurance and what type of policy do you need?

  Homeowners insurance protects your home and possessions against damage or theft and can provide liability protection for accidents that occur at your home. The three main elements covered in a homeowners insurance policy are dwelling coverage, personal property, and liability. HO3 coverage is the most common type of homeowners insurance policy and is often the minimum coverage required to obtain a mortgage. Policygenius can help you compare life insurance policies to find the right coverage for you, at the right price »

During the nationwide lockdowns spurred by the coronavirus pandemic, many of us have found

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